Is there any way to only offer bank transfer online payment option without offering credit cards too?
I signed up with Stripe.com today, hoping to use them to offer online bank transfer payment option to my customers, but when I set up Stripe gateway and enabled ACH for US bank transfers it also enabled credit cards payments as well, which I do not want to offer.
My profit margins are too thin for me to pay for the fees and I worry that my customers might get offended if I try to pass the gateway fees unto them.
I also don’t want to deal with PCI compliance, I hear it’s difficult with stripe because you need to answer about 150 questions.
So I would rather only offer bank transfer online and cover the fees myself.