GoCardless/ Nordigen service no longer available, alternative needed

Self-Hosted | v5
1

Version ie <v5.12.28>

Environment: self hosted native install

Checklist

  • Can you replicate the issue on our v5 demo site https://demo.invoiceninja.com or Invoice Ninja? Yes
  • Have you searched existing issues? Yes
  • Have you inspected the logs in storage/logs/laravel.log for any errors? Yes

Describe the bug

GoCardless is no longer offering the Nordigen API to new customers (I´ve asked and it is no longer available), What are the alternatives to access Bank account transactions and data in the future?
Maybe HBCI?

Steps To Reproduce

Register at GoCardless and ask support for Nordigen API

Expected Behavior

A functional interface to a bank account

2

Hi,

Sorry I’m not sure, I suggest following up here:

3

I looked a week ago if there was already a fitting post for my problem and did not check again today, sorry :slightly_smiling_face:
Thank you!

4

No worries… thank you for your feedback, hopefully we can find a solution.

5

Enable Banking seems to be a free alternative. Can this be integrated as an alternative to GoCardless please? They support a variety of banks across Europe. See their API docs here.

6

Thanks for the suggestion, feel free to create an issue on GitHub to track the request.

7

Thanks, created a feature request: Integrate Enable Banking API as alternative to GoCardless / Nordigen · Issue #11373 · invoiceninja/invoiceninja · GitHub

1 Like
8

Is this scheduled @hillel ? A client of mine wants to use InvoiceNinja from next year on but without bank integration she will go for another software… Thanks for a brief update about this :folded_hands:

9

Sorry, we don’t have immediate plans to add this

10

Are there plans to support any bank integrations? Yodlee, etc?

11

Yodlee is supported however I don’t think their pricing makes sense for selfhost installs.

12

The Nordigen shutdown for non-enterprise users is a real headache for self-hosters relying on Invoice Ninja’s bank feeds. A couple of angles worth considering for EU access:

  • PSD2 is the most future-proof path — under EU rules every bank has to expose a free transaction API. The catch is the eIDAS QWAC certificate (often €3k+/yr), which is exactly what makes commercial aggregators pricey.
    • FinTS/HBCI still works well for German and Austrian banks, but coverage is patchy outside DE/AT, so it’s not a drop-in replacement for EU-wide clients.
  • Full disclosure, I’m building open-banking.io, an open-source Rust SDK plus a low-cost hosted API for European bank data via PSD2 that doesn’t require holding your own QWAC. The SDK is free to self-host. If the goal is just pulling transactions to reconcile against invoices, that’s probably the cheapest route available right now.